bic_bicknell
For once I have had a good experience with my insurance company.
I've been with MCE for quite a few years now and just renewed with them again. I've got both the Superduke and my old Kawasaki H2 insured under the same policy. The KTM is probably worth £5K max and the H2 about £10K+ now. They have a £50 excess on the KTM and £575 on the Kawasaki which doesn't surprise me as parts are hard to replace now.
Anyway. Two new features of the policy over last year which I was pleasantly surprised at.
1. The policy is now a rider policy like in the old days and I'm insured to ride anyone else's bike with their permission.
2. Both bikes are covered for UK track days!
I'm a bit gobsmacked and need to see the small print on this when I get the policy but as far as I'm aware I always believed you were not insured if you went on track and no way could claim against damage to the bike if you binned it. But I was assured that I'm now covered for this.
Result.
I've been with MCE for quite a few years now and just renewed with them again. I've got both the Superduke and my old Kawasaki H2 insured under the same policy. The KTM is probably worth £5K max and the H2 about £10K+ now. They have a £50 excess on the KTM and £575 on the Kawasaki which doesn't surprise me as parts are hard to replace now.
Anyway. Two new features of the policy over last year which I was pleasantly surprised at.
1. The policy is now a rider policy like in the old days and I'm insured to ride anyone else's bike with their permission.
2. Both bikes are covered for UK track days!
I'm a bit gobsmacked and need to see the small print on this when I get the policy but as far as I'm aware I always believed you were not insured if you went on track and no way could claim against damage to the bike if you binned it. But I was assured that I'm now covered for this.
Result.