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Riders Insurance

Crotchrockety

Crotchrockety

2014-06-02 23:27:00 UTC

In case anyone else in the US has Riders, want to warn you that they are a bunch of greedy bastards.

They reclassified the Super Duke from a standard bike to a sport/high performance bike.
Raising my insurance from $122 per year to $775.

They were the best deal around to insure this bike, now they are one of the most expensive.

So, my SD will be traded or sold by the end of the month, as I won't pay that much to insure it.

My favorite bike, I'm going to miss it.

BassAgent

BassAgent

2014-06-02 23:36:00 UTC

State Farm is your friend.

DribbleDuke

DribbleDuke

2014-06-03 00:19:00 UTC

Tried them when I bought the bike, they wanted $525 for six months.
Had to LC4 insured with them for years for cheap tho.

Progressive's website quoted me $90/ year for the LC4 and SD together.
My wife is going to call them tomorrow, I'm working on a site far from cell service.

If I can't get reasonable insurance I'll trade it on a Super Tenere.
I've been looking at them, but thought I'd keep the Super Duke just because I like it so much.

scamb66

scamb66

2014-06-03 01:45:00 UTC

State Farm said I'm too much of a liability to insure, lmao. I can't even recall the name of the company I'm with now. None of the big companies would take me or were thousands of dollars. Good luck with your search man

SDNerd

SDNerd

2014-06-03 03:11:00 UTC

My insurance carrier is currently Foremost Insurance, covering both bikes. My renewal coming up in September was going to be $2300/yr. Checked with Allstate since my house and car were covered through them as well. Quote was $580/yr. Full coverage.
Didn't get the uninsured/underinsured motorist. Lots of discounts applied.

mr_et

scamb66

scamb66

2014-06-03 03:32:00 UTC

Post missing.

SDNerd

SDNerd

2014-06-03 09:44:00 UTC

I don't even know what insurance would be on the 1290

If I have to pay $500+ a year to insure a fast bike I'll just be out of the fast bike business.

Guess I'm a higher risk than the cruiser fags here that ride bar to bar and do burnouts in the middle of US50.

jaycee

jaycee

2014-06-03 22:43:00 UTC

You Yankee boys are spoilt..................

sexparty

sexparty

2014-06-03 22:50:00 UTC

Post missing.

sexparty

sexparty

2014-06-04 02:20:00 UTC

Don't have theft coverage now, deductible is $1K.

I just feel that a $600+ increase is nothing more than robbery.

The insurance on my $35K truck isn't this much.

DribbleDuke

DribbleDuke

2014-06-04 03:43:00 UTC

Post missing.

SDNerd

SDNerd

2014-06-09 21:26:00 UTC

Mine is the faster, black model.
It's not leaving the herd right now, mounted new Dunlop Q3s and they ride nice.

81forest

81forest

2014-06-27 23:22:00 UTC

just got my renewal for hd and 1290 r

they put my 1290 as my second bike new rate 564 pr year 300/500k full coverage

Rider just quoted me 2 k lol

81forest

81forest

2014-06-28 00:14:00 UTC

Post missing.